I go through phases of interests. Until recently I was obsessed with health and fitness. I would read everything I can lay my hands on. These days it is personal finance. I spend hours reading about how people manage their money. How they dig themselves into debt and then dig out of it too. Where do I stand.
I don't think I have ever lived outrageously beyond my means and now I live much below my means. The one financially not so sound decision I had ever taken was buying the car. It was an impulsive buy. But I don't regret it. I enjoy it everyday so maybe it is worth it. I have been careful enough since then and will be in future too. Still my "Net Worth" is in the negative. Since getting hooked to Yodlee I can see in plain numbers how negative. And most of it is my car loan. Other than that I am fine. My resolution for 2008 is to get my net worth to positive. I have a strong feeling I can do it. Hopefully I will get another raise next month. That will help. Thanks to PF bloggers like Jonathan and Cap. Their blogs are informational, inspirational, motivating and fun. I hope to learn and gain a lot from it. They both are in their 20s and I am a little younger than Jonathan and a little older than Cap. And I am not even in the vicinity of the financial security they have achieved. Well it is just time then to pull up my socks and start the marathon.
Friday, October 05, 2007
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